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Subscription audit calculator
Enter how many subscriptions you pay for and their average price to see the true monthly and annual drain, and how much each use really costs.
Count anything that renews automatically — streaming, apps, memberships, cloud storage. Enter the average monthly price; divide an annual plan by twelve.
How the totals are worked out
The monthly total is the number of subscriptions × their average monthly price. The annual total is that figure × 12. The budget share is the monthly total ÷ your monthly budget × 100, and the cost per use is the monthly total ÷ how many times you use any of them in a month. Put a yearly plan in at a twelfth of its price so every line is monthly.
Eight subscriptions at an average of $12 each come to 8 × 12 = $96 a month and $96 × 12 = $1,152 a year. Against a $2,500 monthly budget that is 96 ÷ 2,500 × 100 = 3.8%. If you open one of them on just 30 occasions across the month, each use costs 96 ÷ 30 = $3.20 — useful for spotting a service you barely touch.
| Subscriptions | Average price | Monthly total | Annual total |
|---|---|---|---|
| 5 | $10 | $50 | $600 |
| 8 | $12 | $96 | $1,152 |
| 12 | $15 | $180 | $2,160 |
Turning the numbers into cancellations
The annual figure is the one that tends to surprise people: a $15 service feels trivial monthly but is $180 a year, and three of them is a flight. Cost per use is the sharpest test — a $12 app opened twice a month costs $6 a use, while the same $12 on something you open daily is pennies. Sort your real subscriptions that way and the cancellations pick themselves. Watch for the traps that inflate the total: annual renewals you forgot are coming, free trials that converted, and duplicate services that do nearly the same job. A yearly audit, ideally just before the big annual plans renew, is enough to keep the list honest. This tool uses a count and an average for speed; for a precise figure, total your actual prices and divide by the count to get the average to enter.
Frequently asked questions
How much do subscriptions add up to in a year?
Multiply the monthly total by twelve. Eight subscriptions averaging $12 are $96 a month, which is $1,152 a year — far larger than the monthly figure most people picture.
What is a reasonable share of income to spend on subscriptions?
There is no fixed rule, but under about 10% of a monthly budget is easy to absorb. Past a quarter of it, the recurring charges are crowding out other spending and deserve a cull.
How do I find subscriptions I have forgotten?
Check your card and app-store statements for recurring charges, look for annual renewals, and list anything that auto-renews. Entering the count and average here shows the yearly drain at a glance.