Focus & productivity
Hourly rate calculator
Enter your annual pay, working weeks and weekly hours to see your true hourly rate.
Using working weeks rather than all 52 gives a more honest rate, since it accounts for holiday and time off when you are not actually earning.
What is your time really worth?
An annual salary hides how much an hour of your work is actually worth. Divide it by the hours you genuinely put in and the picture changes, especially if you regularly work long weeks or take little leave. This calculator takes your yearly pay, the number of weeks you actually work, and your typical weekly hours, then returns a realistic hourly rate. Using working weeks rather than a flat 52 accounts for holiday and unpaid breaks, so the number reflects reality rather than the contract.
| Annual pay | At 40 h × 46 wk |
|---|---|
| 40,000 | About 22 per hour |
| 60,000 | About 33 per hour |
| 90,000 | About 49 per hour |
Why the number is useful
Knowing your real hourly rate helps you make better calls on your time. It gives freelancers a floor to quote above, and it lets anyone weigh whether a task is worth doing personally or worth delegating, outsourcing or automating. It also exposes the true cost of unpaid overtime: adding hours without adding pay quietly lowers the rate you worked out here. Treat the figure as a decision-making tool, not a target, and revisit it whenever your pay or hours change.
Frequently asked questions
Should I use 52 weeks or fewer?
Use the weeks you actually work. Subtracting holiday and other time off, often leaving around 46 to 48 weeks, gives a more honest rate than assuming you earn across all 52 weeks.
Does this account for tax?
No, it uses the figures you enter, so it reflects gross pay unless you enter your take-home amount. Enter your after-tax income if you want your net hourly rate instead.
Why does overtime lower my hourly rate?
If your pay is fixed and you work more hours, the same salary is spread across more hours, so each one is worth less. Seeing that trade-off clearly can help you set boundaries.